Some lenders offer advantages to borrowers who are either in certain professions, or who are simply borrowing over a minimum amount. In some cases that can be as little as $150,000.

Discounts off the variable interest rate, reduced or waived establishment fees, flexible loan features and automatic credit cards at reduced fees, are some of the enhancements offered.

These always sound attractive, and often are the best alternative. But we always carefully compare those available to each borrower against the low-interest basic loans, and also weigh up lifestyle requirements in our consideration of which loan will best suit our client’s individual needs.