Consumer Loan – For purchase of a vehicle for private or domestic use. The vehicle is used as security for the loan. Term 12 -60 Months.

Chattel Mortgage – Allows immediate use of a vehicle for business. Ownership is yours from the beginning of the agreement. Term 12-60 Months.

Novated Lease – 3 way agreement between Corporate & Commercial Solutions, you and your employer. As the employee you have responsibility for the vehicle and your employer arranges for the monthly payments to be made out of your pre-tax income. Term 12 – 60 Months.

Corporate Hire Purchase – Immediate use of a vehicle. A hire purchase agreement is a contract for the hire of the goods with an option to buy the goods at any time during the agreement. Can be approved in the name of an individual or company. Term 12 -60 Months.

Finance Lease – Flexible way to obtain new vehicle or equipment with little or no capital outlay. The financier owns the vehicle or equipment agrees to lease to you for a prescribed amount each month. At the end of the lease subject to approval purchase the goods for the residual amount. Finance Lease is for the business user. Term 12– 60 Months.

Email info@allhomeloans.com.au for more information.